Chapter 7 bankruptcy is designed to help individuals eliminate qualifying unsecured debt and quickly regain financial stability. It offers relief from collection actions, creditor calls, and overwhelming bills, giving you a straightforward path toward a clean financial reset. With clear guidance and experienced support, filing Chapter 7 can provide the fresh start you need to move forward.
Eligibility is based on a financial “means test,” which compares your household income to Maryland’s median levels. Many individuals qualify even if they are unsure at first glance. During your consultation, the firm reviews your income, expenses, assets, and overall financial picture to determine whether Chapter 7 is the best solution — or if another chapter may be more beneficial.
Chapter 7 is designed for individuals who cannot keep up with unsecured debts such as:
Once approved, most unsecured debt is discharged, giving clients a fresh start without long-term repayment obligations. This process typically lasts a few months and can be the cleanest route toward resolving debt that has become unmanageable.
Attorney Ronald B. Greene and Attorney James Carmon work closely with clients to simplify the bankruptcy process and remove the uncertainty that often surrounds it. Their approach is straightforward, supportive, and grounded in decades of hands-on bankruptcy experience.
You’ll receive:
Attorney Ronald B. Greene and Attorney James Carmon work closely with clients to simplify the bankruptcy process and remove the uncertainty that often surrounds it. Their approach is straightforward, supportive, and grounded in decades of hands-on bankruptcy experience. You’ll receive:
The goal isn’t just to file your case — it’s to set you up for a stronger financial future once the process is complete.
Chapter 7 bankruptcy services are available to clients throughout:
With office locations in Lanham, Centreville, and Crofton, support is always close by.